The Institutional Mortgage Services Group's (IMSG) Associate Development Program (ADP)

The Institutional Mortgage Services Group's (IMSG) Associate Development Program (ADP) is the gateway for future leaders within IMSG and Countrywide. The program is one of a kind in the mortgage banking industry and will prepare a select few to literally jump-start their career through intense training that would normally take years to gain in experience alone.>

Candidates hired into this program first participate in a training and performance-based learning plan combining classroom instruction, eLearning, on-the-job training and one-on-one performance coaching from both your ADP manager and your mentor. We’ve designed the curriculum to evaluate, develop and polish your skills in preparation for becoming a motivated, successful member of the IMSG team.>

The first four months will focus on the mortgage banking industry as a whole, during which time you will learn about the industry and Countrywide. The next phase of the program (minimum of two months) gets more specific as you begin to develop into your career path and dive deep into the specialized skills you’ll need to succeed!>

Countrywide can give you comprehensive, structured, real-world experience in creating a career. No one can do what Countrywide can.^®

Career Path Opportunities:

	Sales & Marketing
	•	Provide outstanding customer service and initiate outgoing calls to customers in order to capture new business
	•	Assist Regional or Area Manager in many capacities including handling price model drill downs and reporting on customer profitability
	•	Receive focused training in fundamentals of sales procedures to prepare for promotion to Sales Account Executive and a designated account load
	•	Apply excellent math, analytical and PC (Windows, Excel, Word) skills, as well as excellent communication and problem solving skills
	Financial Analysis
	•	Compile and verify accuracy of financial data
	•	Prepare detailed reports, schedules and statistics
	•	Research and analyze variances and trends in budgets, financial plans, expenses, forecasts, pricing, financial reports and business unit or corporate performance
	•	Develop reports of findings for use by management in decision making
	•	Apply financial models such as return on investment, rate of return, pricing and net present value
	Pricing Analysis and Modeling
	•	Develop, implement, maintain and report on pricing, margins and procedures
	•	Provide customer service to field personnel relating to loan pricing, profitability and products
	•	Make daily pricing and policy decisions based on established policies/ procedures, net economic impact of the decision and business needs
	•	Report, analyze and monitor pricing operations of the Correspondent Lending Division (CLD)
	•	Provide support for the regions, branches and senior CLD management in areas of pricing, profitability and policy
	Risk Management
	•	Determine through analysis and investigation, how to improve the operational efficiency and effectiveness of CLD’s Risk Management operations to reduce organizational risk and improve Countrywide’s service to its customers
	•	Work within Risk Management operations to assess the level of risk present in loans submitted to Countrywide for purchase in accordance with internal and regulatory guidelines
	•	Respond to customer inquiries regarding Countrywide products, programs and risk decisions
	•	Work within Risk Management operations to reduce potential losses to Countrywide due to market dynamics and other factors
	A Successful Candidate for the Associate Development Program will have:
	•	Bachelor's degree
	•	GPA of 3.0 or higher
	•	Excellent organizational, analytical and communications skills
	•	Strong interpersonal skills and financial aptitude
	•	Time management and problem solving skills
	•	Flexible approach to a fast-changing work environment
	The Ideal Candidate May Also Possess:
	•	Bachelor’s or master’s degree in one of the following majors: Business, Finance, Marketing, Communications, Political Science, Liberal Arts or Psychology
	•	Customer service experience
	•	Ability to relocate as necessary

Click here to apply for IMSG’s Associate Development Program.

To find out when we'll be on your campus, visit our Events Calendar, or check with your school's Career Center. If you cannot find your school, please apply above and email IMSG_ADP@countrywide.com for more information.>